best IRA mutual funds for may 2011 ; Standing at the precipice, the cash-laden investor turns to the aged guru and asks quietly, "Is now the time to get back into stocks?" After a thoughtful pause, the guru utters one word: "Depends." The investor stands motionless, awaiting the sage. Finally, the investor asks the obvious question, "Depends on what?" "How you get back in," the guru whispers.
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