Our Rates and Products:
Adjustable rate mortgages: 5/1 ARMs are available at a rate of 3.375% and an APR of 4.875%.
Thirty-year Fixed rate mortgages are available to qualified borrowers at the rate of 4.625% with an APR of 4.746%. 15 year fixed rate mortgages are going at a rate of 4.000% with an APR of 4.207%.
FHA mortgages: 30 year fixed FHA mortgages are available at a rate of 4.625% with a 5.918% APR.
***Mortgage rates are always changing. All rates were quoted at 9:15 A.M., on April 16, 2011.***
| Mortgage Product | Mortgage Rates | APR |
|---|---|---|
| 30 Year Fixed Conventional Mortgage | 4.625% | 4.746% |
| 15 Year Fixed Conventional Mortgage | 4.000% | 4.207% |
| 30 Year Fixed FHA Mortgage | 4.625% | 5.918% |
| 30 Year Fixed Jumbo Mortgage | 5.375% | 5.495% |
| 5/1 Conforming ARM Mortgage | 3.375% | 4.875% |
| 5/1 Jumbo ARM Mortgage | 3.500% | 4.914% |
All rates shown are for 30 day rate locks. Longer locks are available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, 1 point, a $495 application fee, $400 appraisal fee, $715 underwriting fee and a $16 flood certification fee. The APR for jumbo loan amounts is calculated using a loan amount of $500,000, two points, a $495 application fee, $400 appraisal fee, $715 underwriting fee and a $16 flood certification fee. The APR for FHA loan amounts is calculated using a loan amount of $295,000, two points, a $495 application fee, $450 appraisal fee, $715 underwriting fee and a $16 flood certification fee. Some rates and fees may vary by state. All interest rates listed are for qualified applicants with 720 or higher FICO and 80 LTV and are subject to mortgage approval with full documentation of income. All rates are subject to change without notice. All rates shown are for 30 day rate locks with 1 point unless otherwise noted. Source www.totalmortgage.com ) For the latest updates PRESS CTR + D or visit Stock Market news Today
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